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These are a joint venture between Diners Club and MasterCard, and are processed like a MasterCard.) (There are Diners Club cards that begin with 5.

Diners Club: Card numbers begin with 36 or 38.MasterCard: Card numbers start with the numbers 51 through 55.The IIN ranges used by the major card schemes are: These identify the institution that issued the card to the card holder. The first 6 digits of a credit card number are known as the Issuer Identification Number (IIN), previously known as bank identification number (BIN), issued under the ISO/IEC 7812 standard. 3.9 Healthcare, telecommunications and other future industry assignments (8*****).3.8 Petroleum and other future industry assignments (7*****).3.7 Merchandising and banking/financial (6*****).2.4 Travel and entertainment and banking/financial (3*****).

2.3 Airlines and other future industry assignments (2*****).

2.1 ISO/TC 68 and other industry assignments (0*****).

It offers some similar perks, including widespread airport lounge access, hotel elite status with Marriott and Hilton, credits toward an Equinox gym membership and more. If you want a luxury card but don't want to shell out thousands of dollars in annual fees (or didn't get an invite for the Centurion Card), consider The Platinum Card® from American Express. In turn, you'll receive benefits such as a high spending limit access to Amex Centurion Lounges automatic elite status with Delta, Marriott and Hilton an Equinox Destination Access gym membership Saks Fifth Avenue shopping credits invitations to exclusive entertainment events access to a personal concierge and much more.

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An invitation to open an Amex Centurion Card comes with a hefty $10,000 initiation fee, plus a $5,000 annual fee ( see rates and fees). The card's annual fee is in a different stratosphere from other top-tier premium credit cards on the market. Amex allows existing customers who are interested in Centurion membership to request consideration by filling out a short online form, but there are still no published qualifications.Įxperts estimate that there are around 100,000 Amex Centurion cardholders in the world, with only about 20,000 of those being in the United States. The Centurion® Card from American Express, colloquially known as the "black card," is an invitation-only card for high-net-worth individuals (think: those who spend over six figures per year).

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